I am due to pick up my new E-Pace this month and I decided to look into insurance. Naturally I asked for a quote from Jaguar and it came to just over £600. I also got a quote from other insurers and they all came to just under £300. One, with a very reputable insurer was £290 with half the excess of the Jaguar insurance as well as under half the price. I phoned them and they said that they were more than happy to let me use a franchised Jaguar dealer to fix any accident repairs, the only proviso is that I would not be able to be guaranteed to get a courtesy car. So what am I missing? Why pay twice as much?